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CALCULATORS

FIND OUT HOW MUCH YOU CAN AFFORD
The following online calculators serve as helpful tools during the mortgage process.

Payment / Amortization Calculator

Calculate your monthly payment and see how the principal is paid over time.

Rent vs Own Calculator

Calculate the difference between renting and buying a home.

Annual Percentage Rate Calculator

Calculate the APR for fixed-rate or adjustable-rate loans.

Bi-weekly Payment Calculator

Compare a typical monthly payment schedule to an accelerated bi-weekly payment.

Refinance Refinance Interest Savings

Calculate to see how much interest you can save by refinancing your mortgage.

Early Payoff Calculator

Determine the additional monthly payment amount needed to pay off the loan sooner.

Refinance Break-Even Point Calculator

Find out how long it will take to "break-even" on a refinanced loan.


 

Important Notice About External Links

From time to time, we provide links to other websites for the use of our visitors, which have been compiled from internal and external sources. By clicking “Continue” below, you will be opening a new browser window and leaving our website. Although we have reviewed the website prior to creating the link, we are not responsible for the content of the sites.

Information on linked website pages may become dated or change without notice, and we do not represent or warrant that information contained on these linked pages are complete or accurate. We suggest that you always verify information obtained from linked websites before you act upon such information.

The privacy policy of this bank does not apply to the website you visit. We suggest that you always verify information obtained from linked websites before you act upon such information.

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NMLS 729779     |     FAIR LENDER     |     FAIR HOUSING

Citizens State Bank offers mortgages through its State of Michigan Bank charter which is a permissible activity for such bank’s per the Michigan Banking Code as revised in 1999.  As a state and federally regulated bank, It requires no other license or certification other than maintaining its State of Michigan Bank Charter.  Only non-bank mortgage originators require state licensing.

32500 WOODWARD AVE, ROYAL OAK, MI 48073

248-833-6160    |    proc@micsb.com

NMLS 729779     |     FAIR LENDER     |     FAIR HOUSING

Citizens State Bank offers mortgages through its State of Michigan Bank charter which is a permissible activity for such bank’s per the Michigan Banking Code as revised in 1999.  As a state and federally regulated bank, It requires no other license or certification other than maintaining its State of Michigan Bank Charter.  Only non-bank mortgage originators require state licensing.